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And, there are no kickbacks, this is simply a backdating question and premiums for servicing. I am having difficulty finding any litigation and/or trends regarding this. I am familiar with the process of 1024.37 however am looking a little deeper into the effective dates of polices placed, hazard or flood. We issued the initial CD and then discovered there would be 1 less e-recording fee of .00 and recording fee of .00 less.We updated the CD at closing with the correct fees that were 0 tolerance, but less.I am not finding a lot of information regarding backdating polices other than the standard 45 days that is required when placing a policy that has lapsed or expired.Does anyone know if there are current lawsuits concerning backdating a policy to an 'effective date' and charging the customer for that time even if nothing happened to their dwelling?Do we need to have a change of circumstance form in file?Regardless of your financial institution's size, location, market base or types of loan products, the CFPB's 2014 Fair Lending Report should be required reading for every director, member of senior management, and, of course, compliance officer. Without details, how do you complete disclosures, or check disclosures produced by your LOS?There are two PPC options to choose from: Check if you're entitled to free prescriptions before you apply for your PPC. The PPC will start from the day you submit your application, unless you request a different start date, but the start date must be within one month before or after the date of your application.If you prefer talking to someone, you can call the PPC order line on 03.
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Students usually graduate in the semester following EAP participation.Lawyers can lose client data, fail to represent diligently, perform incompetently, and violate the rules regarding attorney advertising. There are so many ways to potentially commit malpractice with technology that it’s impossible to list them all.
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